Cancer Insurance

Cancer Insurance

4 out of 10 people will be diagnosed with cancer at some point during their lifetime.

Seguros de cáncer | Servicios | TOLIC

Cancer Elite

This is our basic policy. It covers cancer plus other 20 serious illnesses.

A cancer diagnosis changes your life. It’s an emotional turmoil of questions and great concerns.

TOLIC will help you deal with the situation covering the services you need to take care of your health.

Cancer Elite is our basic cancer insurance policy. It also covers 20 serious illnesses including systemic lupus erythematosus, muscular dystrophy, encephalitis, osteomyelitis and multiple sclerosis, among others.

Benefits

  • Compensation for loss of income
  • Waiver of premiums
  • First cancer diagnosis benefit
  • Hospitalization and intensive care
  • Medications and drugs
  • Chemotherapy and radiotherapy, among others
  • Experimental therapy
  • Surgery and anesthesia
  • Reconstructive breast surgery (including implants) and other prostheses
  • Financial support upon diagnosis of terminal cancer
  • Air transportation for the insured and one companion
  • Private nurse service in the hospital and at home
  • Many additional benefits

The Cancer Elite policy can be combined with our Suma Única policy—which pays a lump sum when you submit evidence of a cancer diagnosis. This benefit payment will allow you to begin treatment immediately.

Since cancer can spread to other organs, a transplant is sometimes necessary. TOLIC offers an Organ Transplant policy that covers the following vital organs: heart, pancreas, kidneys, liver, lungs and bone marrow.

Additional coverages to supplement your policy:

  • Medic-TOLIC – If you become fully disabled due to cancer, it will cover your monthly health insurance premium for up to twelve (12) months of disability.
  • Critical Illnesses – It pays a lump sum for the diagnosis of one of the following critical illnesses covered:
    • Coronary artery bypass
    • Cancer
    • Brain hemorrhage (stroke)
    • Heart attack
    • Permanent kidney failure
    • Vital organ transplant (heart, liver, pancreas, lungs, kidneys and bone marrow)
  • Women’s Cancer – Additional coverage when the cancer diagnosis involves the female reproductive system and genital organs (ovaries, uterus, cervix, fallopian tubes, vagina, vulva and breasts).
  • Men’s Cancer – Additional coverage when the cancer diagnosis involves the male reproductive system and genital organs (penis, scrotum, prostate, urethra, seminal vesicles, corpus spongiosum, corpus cavernosum, among others).
  • Intensive Care – It pays a daily amount from the first day of hospitalization as a result of an injury or from the second day of hospitalization due to an illness, up to a maximum of twenty (20) days.
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Cancer Única

Endorsed by the American Cancer Society, Puerto Rico Chapter.

Our Cancer Única policy is a cancer insurance that pays most of its benefits in a lump sum and directly to the insured. That way, you can use the money for whatever you need it.

In addition, its wide coverage includes benefits for 30 serious illnesses such as systemic lupus erythematosus, muscular dystrophy, multiple sclerosis, bacterial meningitis, osteomyelitis and encephalitis, among others.

Benefits

  • Compensation for a medical evaluation or consultation at a specialized cancer treatment center affiliated to the National Cancer Institute (NCI) to determine the treatment to be followed
  • First and second cancer diagnosis benefit
  • Hospitalization and intensive care
  • Medications and drugs
  • Compensation for loss of income
  • Waiver of premiums
  • Chemotherapy and radiotherapies
  • Experimental therapy
  • Pain management therapies
  • Psychological therapy and other therapies
  • Surgery and anesthesia
  • Reconstructive breast surgery (including implants) and other prostheses
  • Financial support upon diagnosis of terminal cancer
  • Air transportation for the insured and one companion
  • Private nurse service in the hospital and at home, housekeeper, and much more

The Cancer Única policy can be combined with our Suma Única policy, which pays a lump sum when you submit evidence of a cancer diagnosis. This benefit payment will allow you to begin treatment immediately.

Since cancer can spread to other organs sometimes a transplant is necessary. TOLIC offers an Organ Transplant policy that covers the following vital organs: heart, pancreas, kidneys, liver, lungs and bone marrow.

Additional coverages to supplement your policy:

  • Medic-TOLIC – If you become fully disabled due to cancer, it will pay your monthly health insurance premium for up to twelve (12) months.
  • Critical Illnesses – It pays a lump sum for the diagnosis of one of the following critical illnesses covered:
    • Coronary artery bypass
    • Cancer
    • Brain hemorrhage (stroke)
    • Heart attack
    • Permanent kidney failure
    • Vital organ transplant (heart, liver, pancreas, lungs, kidneys and bone marrow)
  • Women’s Cancer – Additional coverage when the cancer diagnosis involves the female reproductive system and genital organs (ovaries, uterus, cervix, fallopian tubes, vagina, vulva and breasts).
  • Men’s Cancer – Additional coverage when the cancer diagnosis involves the male reproductive system and genital organs (penis, scrotum, prostate, urethra, seminal vesicles, corpus spongiosum, corpus cavernosum, among others).
  • Intensive Care – It pays a daily amount from the first day of hospitalization as a result of an injury or from the second day of hospitalization due to an illness, up to a maximum of twenty (20) days.
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Suma Única

Our cancer policy that pays you the full amount in a single payment.

Because every person is at risk, you should have a policy that gives you the money you need to begin your treatment as soon as possible.

TOLIC’s Suma Única policy will pay the insured amount (up to $30,000) in a lump sum payment upon submitting evidence of the first cancer diagnosis.

Additional coverages to supplement your policy:

  • Organ Transplant
    This optional policy covers transplants of the following vital organs: heart, pancreas, kidneys, liver, lungs and bone marrow.
  • Critical Illnesses
    Receive a single (lump sum) payment for the diagnosis or treatment of any of the critical illnesses covered: cancer, myocardial infarction (heart attack), stroke, permanent renal failure and coronary artery bypass.
  • Intensive Care
    It pays a daily amount from the first day of hospitalization as a result of an injury or from the second day of hospitalization due to an illness, up to a maximum of twenty (20) days.

We have a variety of cancer policies to choose from, according to your needs.

Want to customize it even more?
No problem.

You can combine each policy with your choice of additional coverages.

Request more information