Critical Illness


Receiving the treatment you need doesn’t have to break your budget.

Seguro de enfermedades críticas | Servicios | TOLIC

Critical illnesses

Many health issues catch us by surprise.

Dealing with them requires specialists as well as specialized medications and procedures that are usually quite expensive. Even if you have a health insurance plan, you may face additional expenses—both direct and indirect—related to your treatment.

With this in mind, TOLIC designed the critical illnesses policy. This policy pays a lump sum upon the diagnosis of any the following conditions:

  • Cancer
  • Heart attack
  • Stroke
  • Permanent renal failure
  • Coronary artery bypass
  • Transplants of vital organs (heart, liver, pancreas, lungs, kidneys or bone marrow)

Complement the policy with additional coverage

  • Cancer Única – Pays benefits to treat cancer and 30 pernicious diseases.
  • Cancer Elite – Pays benefits to treat cancer and 20 diseases.
  • Hospitalization Due to Illness – Hospitalization and convalescence coverage with no limit in number of days.
Back to top

Hospitalization due to illness

This policy pays benefits from the first day of hospitalization.


  • Hospitalization – No limit on number of days.
  • At-home convalescence for the same amount of days you were hospitalized (Does not require a medical order.)
  • This hospitalization policy covers AIDS
  • Maternity leave (includes single mothers)
  • At-home private nurse, among others

Complement the policy with additional coverage

  • Surgical Benefits – Pays compensation if the insured must undergo a surgical procedure: due to an illness, due to an injury 90 days after the accident has taken place, and elective surgeries. For example: vasectomy or hysterectomy, among others.
  • Intensive Care Due to Illness or Accident– Pays a daily amount from the first day of hospitalization caused by an injury or from the second day of hospitalization due to illness, up to a maximum of twenty (20) days.
  • Disability Due to Illness or Accident – This optional coverage can be purchased in periods of 6, 9 and 12 months (short-term disability). Includes work-related disability “workplace illness or accident”.
  • Basic Food Basket – This optional coverage pays a fixed monthly amount to the surviving spouse or children if the insured dies in an accident. They can use these payments to cover expenses like food, education and utilities (water and electricity). This rider can also be combined with our Accident policy.

Back to top

You can combine each policy with your choice of additional coverage options.

Request more information