Accident

Accident

Transit accidents are 1 of the 10 main causes of death in the world.

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Hospitalization due to an accident

Accidents happen every day, when you least expect them.

Anyone can become an accident victim—be it on the street, at work, at school, at home or while playing sports.

A wound or a hospital visit that results from an accident generates expenses that we often don’t take into consideration until we find ourselves in the situation. For example: loss of salary, childcare expenses, hospital care, special equipment purchases or specialized drugs, among others. Health insurance plans rarely cover these expenses.

Our Hospitalization Due to an Accident policy helps you deal with these expenses. Furthermore, it pays you in addition to the State Insurance Fund, ACAA and any other insurance you may have.

You also have the option to get coverage for your partner and children in your policy.

Benefits

  • Hospitalization – no set limit in the number of days.
  • At-home convalescence for the same amount of days as you were hospitalized (No medical order needed.)
  • At-home nursing care

Complement the policy with additional coverage

  • Serious Injuries – This optional coverage pays a lump sum for serious injuries caused by an accident.
    • Compensation for a visit to the Emergency Room
    • Facial reconstruction surgery due to a traffic accident
    • Accidental loss of movement and rehabilitation (Quadriplegia, Paraplegia, Hemiplegia and Monoplegia)
    • Dislocation, fracture or an injury requiring sutures. It also includes compensation for the follow-up visit and others.
  • Basic Food Basket – If the insured dies in an accident, this optional coverage pays a fixed monthly amount to the partner and surviving children. They can use these payments to cover expenses such as food and utilities (water and electricity), the children’s education, and more. This coverage can also be combined with our Hospitalization Due to Illness policy.

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Accidental death or dismemberment

This accident insurance offers peace of mind to those who survive us in the event of death caused by an accident.

In addition, it gives you economic relief if you suffer an accident and lose one of the following extremities or a combination thereof: hand, leg and/or vision.

If death occurs in a traffic accident, the benefit will increase by an additional $5,000—provided that the insured was wearing a seatbelt at the time of the accident.

The basic policy provides individual coverage only. You can add coverage for your family, your partner or your dependents under the same policy.

Complement the policy with additional coverage

  • Disability for periods of 6, 9 and 12 months (short-term disability)
  • A $1,200 compensation for the first day of hospitalization due to an accident
  • Severe procedures – Covers necessary medical treatment as a result of burns (2nd and 3rd degree), fractures, dislocations, mutilations, lacerations, eye injuries and others
  • Term life insurance

We know that not all accidents are the same.

That’s why we offer a variety of customizable policies that can be tailored to your needs when you combine them with the different optional coverage available.

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